Auto Loan Refinance Break-Even Payment Calculator

Driving more than your lease allows can add up fast. Enter your lease's annual mileage limit, lease term, expected annual mileage, and the overage fee per mile to estimate what you'll owe when you turn in the car.

Estimated Overage Charge
Total Allowed Miles
Total Expected Miles
Miles Over Allowance
Estimated Overage Charge

About this calculator

Estimate the extra cost you'll owe at lease-end for exceeding your mileage allowance, based on your expected total mileage and per-mile overage fee.

Frequently Asked Questions

How is lease mileage overage calculated?

Multiply your annual mileage allowance by your lease term to get total allowed miles, then compare to your expected total mileage. Any miles over the allowance are charged at your contract's per-mile rate.

Can I negotiate a higher mileage allowance?

Yes, many leasing companies let you buy additional miles upfront at a lower per-mile rate than the end-of-lease overage fee.

What's a typical overage fee?

Overage fees typically range from $0.15 to $0.30 per mile depending on the vehicle and leasing company.