College Savings 529 Growth Calculator
Planning for your child's education? Enter your current 529 balance, monthly contribution, expected annual return, and years until college to see a year-by-year projection.
Projected 529 Balance at Enrollment
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Starting Balance ($)—
Total Contributions ($)—
Total Investment Growth ($)—
Final Projected Balance ($)—
About this calculator
Project the future value of a 529 college savings plan with monthly contributions, growth rate, and years until enrollment.
Frequently Asked Questions
How does this calculator handle increasing contributions?
You can set an annual percentage increase to simulate raising your contribution amount each year, such as after a raise.
Is the growth compounded monthly?
Yes, the calculator compounds your expected annual return on a monthly basis, adding your monthly contribution each month.
What return rate should I use?
Many 529 plans use age-based portfolios that shift from stocks to bonds over time; a common long-term average assumption is 5-7% annually.