Home Down Payment Percentage Calculator

Figure out exactly what percentage of your home purchase price you're putting down, and see the loan amount you'll need to finance the rest.

Home Purchase Price ($)

Down Payment Amount ($)

Down Payment Percentage

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Home Price—

Down Payment—

Loan Amount—

Down Payment %—

About this calculator

Calculate what percentage of a home's purchase price your down payment represents, along with your resulting loan amount.

What is a typical down payment percentage?

Conventional loans often require 5-20%, FHA loans as low as 3.5%, and VA/USDA loans can allow 0% down for eligible borrowers.

Does a higher down payment percentage always help?

Yes, generally. A higher percentage reduces your loan amount, may eliminate PMI, and can secure a better interest rate.

How is the loan amount calculated?

Loan amount equals the home purchase price minus your down payment amount.