Personal Loan Origination Fee Calculator
Origination fees are deducted from your loan before you receive the funds, but you still repay the full loan amount. This calculator shows exactly how much cash you'll actually get and what the fee really costs you.
Net Amount You Receive
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Loan Amount—
Origination Fee Cost—
Other Upfront Fees—
Net Amount Received—
About this calculator
Calculate the true cost of a loan origination fee and see how it affects the amount you actually receive versus the amount you owe.
Frequently Asked Questions
What is a loan origination fee?
It's a one-time fee lenders charge to process a new loan, typically deducted from the loan proceeds before you receive the funds.
Do I pay interest on the origination fee?
Yes, in most cases the fee is rolled into the loan amount, meaning you pay interest on money you never actually received in hand.
Can origination fees be negotiated?
Sometimes, especially with good credit or when comparing offers from multiple lenders. It's always worth asking.