Subscription Creep Cost Calculator
That $6.99 here and $14.99 there adds up fast. Enter your subscription count and average cost to see the real damage — and what trimming a few could save you long term.
About this calculator
Add up all your streaming, app, and membership subscriptions to see exactly how much 'subscription creep' is costing you per month, per year, and over the next decade.
Frequently Asked Questions
What counts as subscription creep?
It's the slow accumulation of small recurring charges — streaming services, apps, memberships, cloud storage — that individually seem cheap but collectively add up to a significant monthly expense.
How is the future value calculated?
We use a standard future value of an annuity formula, compounding your hypothetical monthly savings at the annual return rate you set, compounded monthly over 10 years.
Is this financial advice?
No — this tool is for educational and entertainment purposes to help visualize spending patterns, not personalized financial advice.